As proud as many Toronto entrepreneurs are to be self-employed, that distinction can often work against those seeking financing or credit lines of any kind. Fortunately for the Greater Toronto Area’s enterprising independent businessmen and women, Ontario Mortgage Expert can find you a mortgage that’s tailored with the self-employed aspiring homeowner in mind.

A UNIQUE MORTGAGE FOR UNIQUE NEEDS

The section of Canada’s workers making up an Industry Canada-reporter nearly 16% of our country’s workforce happens to also be the one bound to have the most difficult time securing a mortgage from a bank based on their unique needs to deduct expenses rather than extra income. Our self-employed mortgages’ approval processes scrutinize credit history instead of recent business financials or personal tax assessments.

You might be a candidate for our Low-Documentation Mortgage, with a qualification standard that emphasizes your credit history, proof of three yeas’ ongoing self-employment, and a desire to purchase a property located in the Greater Toronto Area.

Then again, there’s also our No-Income Mortgage. These accommodating mortgages open the door to purchase or refinance property to the tune of up to 75% of its appraised value without sterling credit history. Just provide a 25% down payment, and we can offer your remaining financing.

Toronto’s most strong-willed and independent working men and women should be proud, not punished, for being self-employed, and Ontario Mortgage Expert is here to honor their commitment to entrepreneurship. Contact us today. We can’t wait to schedule your free consultation and learn more about your homeownership dreams.

  • Term
    Our Rate
    Bank Rate
    1Yr Fixed
    2.60%
    3.00%
    2Yr Fixed
    3.45%
    4.12%
    3Yr Fixed
    4.30%
    2.60%
    4Yr Fixed
    2.60%
    5.60%
    5Yr Fixed
    2.60%
    4.66%
    6Yr Fixed
    2.30%
    2.60%
    7Yr Fixed
    3.60%
    3.60%
    Qualify Now