Our partnering lenders realize the tremendous profit potential in owning an office, professional, or medical-centre building. They appreciate that the potential for growth, especially in such a professional, commercial, and financial centre as Toronto, is massive. That’s why they’re willing to work with you to make your vision a reality through the most advantageous mortgage possible.

Along the way, be prepared to provide your Ontario Mortgage Expert representative and your prospective lenders with the following considerations:

  • Up to a 25% down payment
  • Building appraisals and inspections, as well as detailed plans to make any needed repairs and renovations within your own budget
  • Credible projections of $1.30 in revenue for every $1.00 of debt taken on, so as to demonstrate viability
  • Proof that long-term tenants can sustain the building’s ongoing viability
  • Building of administrative costs into your budget
  • Term
    Our Rate
    Bank Rate
    1Yr Fixed
    2.60%
    3.00%
    2Yr Fixed
    3.45%
    4.12%
    3Yr Fixed
    4.30%
    2.60%
    4Yr Fixed
    2.60%
    5.60%
    5Yr Fixed
    2.60%
    4.66%
    6Yr Fixed
    2.30%
    2.60%
    7Yr Fixed
    3.60%
    3.60%
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